---
canonical_url: https://lendb.ai/lo/danielle-kelley-2448817
json_url: https://lendb.ai/lo/danielle-kelley-2448817.json
nmls_id: 2448817
last_verified: 2026-10-10
---

# Danielle Kelley

Loan Advisor at Lower, Greenville, SC. NMLS ID 2448817 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2448817)).

**Summary:** Danielle Kelley (NMLS 2448817) is Loan Advisor at Lower, based in Greenville, SC. Lists Georgia and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction. Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Georgia (GA, lender_reported), South Carolina (SC, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **New construction** (`new-construction`): from their lender profile page, confidence 0.70, verified 2026-10-10. Source: https://www.lower.com/loan-officers/south-carolina/greenville/danielle-kelley

### Their lender offers (lender level: Lower's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.lower.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.lower.com
- **HELOC** (`heloc`): verified 2026-10-10. Source: https://www.lower.com
- **Real estate investor** (`investor`): verified 2026-10-10. Source: https://www.lower.com
- **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.lower.com
- **Non-QM loan** (`non-qm`): verified 2026-10-10. Source: https://www.lower.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.lower.com
- **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.lower.com
- **VA loan** (`va`): verified 2026-10-10. Source: https://www.lower.com
- **Vacation home** (`vacation-home`): verified 2026-10-10. Source: https://www.lower.com

## About

Danielle is a Loan Advisor with Team Acopia at Lower Mortgage, with a background in mortgage lending and client relationship management. They have developed expertise in new construction financing.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- credential: President's Club Award (2023 and 2024). Source: https://www.lower.com/loan-officers/south-carolina/greenville/danielle-kelley, verified 2026-10-10.
- education: Bachelor's degree in Finance. Source: https://www.lower.com/loan-officers/south-carolina/greenville/danielle-kelley, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Greenville, SC. Source: https://www.lower.com/loan-officers/south-carolina/greenville/danielle-kelley, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2448817

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/south-carolina/greenville/danielle-kelley
- Email on file: shown at https://lendb.ai/lo/danielle-kelley-2448817#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2448817
- lender_site: https://www.lower.com/loan-officers/south-carolina/greenville/danielle-kelley
- lender_site (lender programs): https://www.lower.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Danielle Kelley (NMLS 2448817), Lower. LenDb.ai, https://lendb.ai/lo/danielle-kelley-2448817, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._