---
canonical_url: https://lendb.ai/lo/darlene-espinoza-290507
json_url: https://lendb.ai/lo/darlene-espinoza-290507.json
nmls_id: 290507
last_verified: 2026-10-09
---

# Darlene Espinoza

Executive Loan Advisor / Sales Manager at CrossCountry Mortgage, Benicia, CA. NMLS ID 290507 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290507)).

**Summary:** Darlene Espinoza (NMLS 290507) is Executive Loan Advisor / Sales Manager at CrossCountry Mortgage, based in Benicia, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/benicia-ca-4034/darlene-espinoza/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/benicia-ca-4034/darlene-espinoza/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Benicia, CA. Source: https://crosscountrymortgage.com/benicia-ca-4034/darlene-espinoza/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290507

## Contact

- linkedin_url: https://www.linkedin.com/in/darlene-espinoza-72815011/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/benicia-ca-4034/darlene-espinoza/
- Office phone and Email on file: shown at https://lendb.ai/lo/darlene-espinoza-290507#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290507
- lender_site: https://crosscountrymortgage.com/benicia-ca-4034/darlene-espinoza/

Cite as: Darlene Espinoza (NMLS 290507), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/darlene-espinoza-290507, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._