---
canonical_url: https://lendb.ai/lo/darren-kaplan-4232
json_url: https://lendb.ai/lo/darren-kaplan-4232.json
nmls_id: 4232
last_verified: 2026-10-09
---

# Darren Kaplan

Branch Manager/VP, Mortgage Loan Originator at Total Mortgage Services, Chapin, SC. NMLS ID 4232 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/4232)).

**Summary:** Darren Kaplan (NMLS 4232) is Branch Manager/VP, Mortgage Loan Originator at Total Mortgage Services, based in Chapin, SC. Licensed in Florida, confirmed with the state regulator (license LO55543). Focus areas shown on the lender page: FHA loan, Jumbo loan and Low credit score. Licensed since 2018 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/darren-kaplan
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/darren-kaplan
- **Low credit score** (`low-credit`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/darren-kaplan

## About

Darren has 20+ years of mortgage experience with 200 Zillow reviews. He specializes in jumbo, conventional, FHA, refinancing, credit repair, and rapid credit rescoring for families and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://www.totalmortgage.com/bankers/darren-kaplan, verified 2026-10-09.
- credential: 200 Zillow reviews. Source: https://www.totalmortgage.com/bankers/darren-kaplan, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO55543 | active | confirmed | 2018-08-10 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Chapin, SC. Source: https://www.totalmortgage.com/bankers/darren-kaplan, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/4232

## Contact

- linkedin_url: https://www.linkedin.com/in/yourbankerforlife/ (source: lender_site, verified 2026-10-09)
- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/darren-kaplan
- Office phone and Email on file: shown at https://lendb.ai/lo/darren-kaplan-4232#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/4232
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/darren-kaplan

Cite as: Darren Kaplan (NMLS 4232), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/darren-kaplan-4232, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._