---
canonical_url: https://lendb.ai/lo/darrin-richards-1955094
json_url: https://lendb.ai/lo/darrin-richards-1955094.json
nmls_id: 1955094
last_verified: 2026-10-09
---

# Darrin Richards

Mortgage Loan Officer at Loan Factory. NMLS ID 1955094 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1955094)).

**Summary:** Darrin Richards (NMLS 1955094) is Mortgage Loan Officer at Loan Factory. Lists California, Georgia and North Carolina on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Georgia (GA, lender_reported), North Carolina (NC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Darrin Richards takes a dedicated, personalized approach to home financing and refinancing. They focus on making the mortgage journey transparent and empowering, helping clients feel confident in their financial decisions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: California, Georgia, North Carolina. Source: https://www.loanfactory.com/mortgage-expert/darrin-richards-1955094, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/darrin-richards-1955094, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1955094

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/darrin-richards-1955094

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1955094
- lender_site: https://www.loanfactory.com/mortgage-expert/darrin-richards-1955094

Cite as: Darrin Richards (NMLS 1955094), Loan Factory. LenDb.ai, https://lendb.ai/lo/darrin-richards-1955094, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._