---
canonical_url: https://lendb.ai/lo/dave-chmiel-1019783
json_url: https://lendb.ai/lo/dave-chmiel-1019783.json
nmls_id: 1019783
last_verified: 2026-10-09
---

# Dave Chmiel

Senior Loan Officer at Ruoff Mortgage, IN. NMLS ID 1019783 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1019783)).

**Summary:** Dave Chmiel (NMLS 1019783) is Senior Loan Officer at Ruoff Mortgage, based in Indiana. Lists Indiana on the lender page (not yet checked with the state regulator). States 13 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 13 (source: https://www.ruoff.com/DaveChmiel, verified 2026-10-09)
- Licensed in: Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Dave has 13 years of experience as a loan officer, serving homeowners in Indiana since 2013.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 13. Source: https://www.ruoff.com/DaveChmiel, verified 2026-10-09.
- service_area: Indiana. Source: https://www.ruoff.com/DaveChmiel, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868), IN. Source: https://www.ruoff.com/DaveChmiel, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1019783

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/DaveChmiel
- Office phone on file: shown at https://lendb.ai/lo/dave-chmiel-1019783#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1019783
- lender_site: https://www.ruoff.com/DaveChmiel

Cite as: Dave Chmiel (NMLS 1019783), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/dave-chmiel-1019783, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._