--- canonical_url: https://lendb.ai/lo/dave-sweeney-457857 json_url: https://lendb.ai/lo/dave-sweeney-457857.json nmls_id: 457857 last_verified: 2026-10-17 --- # Dave Sweeney Senior Mortgage Advisor at Farmers & Merchants Bank (VA). NMLS ID 457857 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/457857)). Dave Sweeney (NMLS 457857) is a Senior Mortgage Advisor at Farmers & Merchants Bank (VA). Dave's lender page shows a focus on first-time buyer, construction loan and physician and medical professional. **Summary:** Dave Sweeney (NMLS 457857) is Senior Mortgage Advisor at Farmers & Merchants Bank (VA). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer, Construction loan, Physician and medical professional, Self-employed and VA loan. Last verified 2026-10-17. ## Quick answers ### Is Dave licensed? Dave works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Dave list first-time buyer as a focus? Dave's profile lists first-time buyer as a focus (from their lender profile page). It also lists construction loan, physician and medical professional and self-employed. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney. ### What lender does Dave work for? Farmers & Merchants Bank (VA), company NMLS 414464, per the lender's own site (verified 2026-10-17). Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney - **Construction loan** (`construction`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney - **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney - **VA loan** (`va`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney ## Facts from the lender page and intro - other: healthcare executive career before mortgage lending. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney, verified 2026-10-17. - community: Winchester Rotary Club, active member. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney, verified 2026-10-17. - service_area: Frederick County. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney, verified 2026-10-17. - service_area: Woodstock. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney, verified 2026-10-17. - service_area: Winchester. Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney, verified 2026-10-17. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Farmers & Merchants Bank (VA) (NMLS 414464). Source: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney, verified 2026-10-17. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/457857 ## Contact - View profile at Farmers & Merchants Bank (VA): https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney - Office phone and Email on file: shown at https://lendb.ai/lo/dave-sweeney-457857#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/457857 - lender_site: https://www.fmbankva.com/mortgage/schedule-an-appointment/david-sweeney Cite as: Dave Sweeney (NMLS 457857), Farmers & Merchants Bank (VA). LenDb.ai, https://lendb.ai/lo/dave-sweeney-457857, last verified 2026-10-17. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._