---
canonical_url: https://lendb.ai/lo/david-baker-91585
json_url: https://lendb.ai/lo/david-baker-91585.json
nmls_id: 91585
last_verified: 2026-10-24
---

# David Baker

Area Manager and Loan Officer at Lifetime Home Loans, LLC. NMLS ID 91585 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/91585)).

David Baker (NMLS 91585) is an Area Manager and Loan Officer at Lifetime Home Loans, LLC, licensed in Oregon since 2010 and in Florida, Texas and California.

**Summary:** David Baker (NMLS 91585) is Area Manager and Loan Officer at Lifetime Home Loans, LLC. Licensed in 4 states confirmed with state regulators: Florida, Texas, Oregon and California. Earliest state license record: July 31, 2010 (Oregon), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is David licensed in Florida?

Yes. Florida regulator records list license LO117744 as active, first effective February 27, 2023 (verified 2026-10-15). LenDb has 3 other states on file for David. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does David work for?

Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15). Source: https://lifetimehomeloans.com/project/david-baker/.

### How long has David been licensed?

The earliest state license record LenDb holds for David is from July 31, 2010 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: July 31, 2010 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): David L. Baker (CA, FL, OR, TX, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- other: Worked as a bookkeeper for a mortgage company before becoming a loan officer. Source: https://lifetimehomeloans.com/project/david-baker/, verified 2026-10-15.
- other: Writes a weekly newsletter for clients and agent partners on market trends and interest rate movements. Source: https://lifetimehomeloans.com/project/david-baker/, verified 2026-10-15.
- role: Mentors loan officers. Source: https://lifetimehomeloans.com/project/david-baker/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO117744 | active | confirmed | 2023-02-27 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-01-15 | state_regulator | 2026-10-13 |
| OR | Oregon regulator | state_license | 91585 | active | confirmed | 2010-07-31 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO91585 | active | confirmed | 2018-03-12 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Lifetime Home Loans, LLC (NMLS 1861406). Source: https://lifetimehomeloans.com/project/david-baker/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/91585

## Contact

- View profile at Lifetime Home Loans, LLC: https://lifetimehomeloans.com/project/david-baker/
- Office phone and Email on file: shown at https://lendb.ai/lo/david-baker-91585#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/91585
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://lifetimehomeloans.com/project/david-baker/

Cite as: David Baker (NMLS 91585), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/david-baker-91585, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._