---
canonical_url: https://lendb.ai/lo/david-bates-1532166
json_url: https://lendb.ai/lo/david-bates-1532166.json
nmls_id: 1532166
last_verified: 2026-10-09
---

# David Bates

Branch Partner at ALCOVA Mortgage, Harrisonburg, VA. NMLS ID 1532166 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1532166)).

**Summary:** David Bates (NMLS 1532166) is Branch Partner at ALCOVA Mortgage, based in Harrisonburg, VA. Licensed in Florida, confirmed with the state regulator (license LO130105). Also lists Virginia and West Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: HELOC. Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://alcova.com/loan-officer/dbates/

## About

Branch Partner based in Harrisonburg, VA, licensed in VA and WV. Focuses on educating clients and developing creative lending solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Treasurer on Board of Directors for Overlook Retreat & Camp Ministries. Source: https://alcova.com/loan-officer/dbates/, verified 2026-10-09.
- other: Excels at educating clients and finding creative solutions. Source: https://alcova.com/loan-officer/dbates/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO130105 | active | confirmed | 2024-07-10 | state_regulator | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Harrisonburg, VA. Source: https://alcova.com/loan-officer/dbates/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1532166

## Contact

- linkedin_url: https://www.linkedin.com/in/davidbatesloans/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/dbates/
- Email on file: shown at https://lendb.ai/lo/david-bates-1532166#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1532166
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://alcova.com/loan-officer/dbates/

Cite as: David Bates (NMLS 1532166), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/david-bates-1532166, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._