---
canonical_url: https://lendb.ai/lo/david-caporini-350169
json_url: https://lendb.ai/lo/david-caporini-350169.json
nmls_id: 350169
last_verified: 2026-10-15
---

# David Caporini

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Aventura, FL. NMLS ID 350169 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/350169)).

**Summary:** David Caporini (NMLS 350169) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Aventura, FL. Licensed in Florida, confirmed with the state regulator (license LO8566). Focus areas shown on the lender page: Real estate investor and Self-employed. Earliest state license record: July 21, 2011 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 21, 2011 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Real estate investor** (`investor`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/david-caporini-350169
- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/david-caporini-350169

## About

David Caporini focuses on investors and self-employed borrowers across Southeast Florida. They also report volunteer and philanthropic involvement outside work.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- service_area: Southeast Florida. Source: https://www.grarate.com/loan-officers/david-caporini-350169, verified 2026-10-15.
- community: Volunteer and philanthropic support. Source: https://www.grarate.com/loan-officers/david-caporini-350169, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO8566 | active | confirmed | 2011-07-21 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Aventura, FL. Source: https://www.grarate.com/loan-officers/david-caporini-350169, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/350169

## Contact

- linkedin_url: https://www.linkedin.com/in/davidcaporini/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/david-caporini-350169
- Office phone and Email on file: shown at https://lendb.ai/lo/david-caporini-350169#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/350169
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/david-caporini-350169
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: David Caporini (NMLS 350169), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/david-caporini-350169, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._