---
canonical_url: https://lendb.ai/lo/david-capretta-2031906
json_url: https://lendb.ai/lo/david-capretta-2031906.json
nmls_id: 2031906
last_verified: 2026-10-09
---

# David Capretta

Mortgage Loan Officer at Loan Factory, AL. NMLS ID 2031906 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2031906)).

**Summary:** David Capretta (NMLS 2031906) is Mortgage Loan Officer at Loan Factory, based in Alabama. Licensed in Florida, confirmed with the state regulator (license LO75628). Also lists Alabama on the lender page (not yet checked with the state regulator). Licensed since 2020 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO75628 | active | confirmed | 2020-10-09 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), AL. Source: https://www.loanfactory.com/mortgage-expert/david-capretta-2031906, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2031906

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/david-capretta-2031906

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2031906
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/david-capretta-2031906

Cite as: David Capretta (NMLS 2031906), Loan Factory. LenDb.ai, https://lendb.ai/lo/david-capretta-2031906, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._