---
canonical_url: https://lendb.ai/lo/david-cheng-220609
json_url: https://lendb.ai/lo/david-cheng-220609.json
nmls_id: 220609
last_verified: 2026-10-15
---

# David Cheng

Loan Officer at United American Mortgage Corporation, Costa Mesa, CA. NMLS ID 220609 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220609)).

Based in Costa Mesa, California, David Cheng (NMLS 220609) is a Loan Officer at United American Mortgage Corporation, serving Arizona.

**Summary:** David Cheng (NMLS 220609) is Loan Officer at United American Mortgage Corporation, based in Costa Mesa, CA. Lists Arizona on the lender page (not yet checked with the state regulator). Earliest state license record: April 7, 2021 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is David licensed in Arizona?

United American Mortgage Corporation's page for David lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. Source: https://www.uamco.com/loan-officer/david-cheng.

### What lender does David work for?

United American Mortgage Corporation, company NMLS 1942, from the Costa Mesa, CA office, per the lender's own site (verified 2026-10-15). Source: https://www.uamco.com/loan-officer/david-cheng.

### How long has David been licensed?

The earliest state license record LenDb holds for David is from April 7, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: April 7, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO85309 | expired | confirmed | 2021-04-07 | state_regulator | 2026-10-15 |
| AZ |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: United American Mortgage Corporation (NMLS 1942), Costa Mesa, CA. Source: https://www.uamco.com/loan-officer/david-cheng, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220609

## Contact

- View profile at United American Mortgage Corporation: https://www.uamco.com/loan-officer/david-cheng
- Office phone and Email on file: shown at https://lendb.ai/lo/david-cheng-220609#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/220609
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.uamco.com/loan-officer/david-cheng

Cite as: David Cheng (NMLS 220609), United American Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/david-cheng-220609, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._