---
canonical_url: https://lendb.ai/lo/david-dai-1969769
json_url: https://lendb.ai/lo/david-dai-1969769.json
nmls_id: 1969769
last_verified: 2026-10-09
---

# David Kaohua Dai

Mortgage Loan Officer at Loan Factory. NMLS ID 1969769 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1969769)).

**Summary:** David Kaohua Dai (NMLS 1969769) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO123933). Also lists California, Oregon, Texas and Washington on the lender page (not yet checked with the state regulator). Speaks English and Chinese. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Chinese
- Profile: unclaimed
- Status: active

## Specialties


## About

David Dai is a mortgage broker loan officer combining experience and commitment to helping clients achieve homeownership, licensed across multiple states.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO123933 | active | confirmed | 2023-11-02 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/david-kaohua-dai-1969769, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1969769

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/david-kaohua-dai-1969769

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1969769
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/david-kaohua-dai-1969769

Cite as: David Kaohua Dai (NMLS 1969769), Loan Factory. LenDb.ai, https://lendb.ai/lo/david-dai-1969769, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._