---
canonical_url: https://lendb.ai/lo/david-demmer-133209
json_url: https://lendb.ai/lo/david-demmer-133209.json
nmls_id: 133209
last_verified: 2026-10-09
---

# David Demmer

Branch Manager at Atlantic Coast Mortgage. NMLS ID 133209 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/133209)).

**Summary:** David Demmer (NMLS 133209) is Branch Manager at Atlantic Coast Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Focus areas shown on the lender page: First-time buyer and Construction loan. Licensed since 2022 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.atlanticcoastmortgage.com/lo/david-demmer/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.atlanticcoastmortgage.com/lo/david-demmer/
- **Construction loan** (`construction`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.atlanticcoastmortgage.com/lo/david-demmer/

## About

David Demmer has over 20 years in the mortgage industry since 2001, focusing on first-time homebuyers and borrowers exploring USDA, VA, FHA loans, and Pennsylvania Housing Finance Agency programs. He also provides construction loan guidance.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.atlanticcoastmortgage.com/lo/david-demmer/, verified 2026-10-09.
- credential: President's Club, Atlantic Coast Mortgage (2026). Source: https://www.atlanticcoastmortgage.com/lo/david-demmer/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO111235 | active | confirmed | 2022-07-27 | state_regulator | 2026-10-09 |
| PA | state_license | 39583 | active | confirmed |  | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Atlantic Coast Mortgage (NMLS 643114). Source: https://www.atlanticcoastmortgage.com/lo/david-demmer/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/133209

## Contact

- View profile at Atlantic Coast Mortgage: https://www.atlanticcoastmortgage.com/lo/david-demmer/
- Office phone on file: shown at https://lendb.ai/lo/david-demmer-133209#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/133209
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.atlanticcoastmortgage.com/lo/david-demmer/

Cite as: David Demmer (NMLS 133209), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/david-demmer-133209, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._