{
  "canonical_url": "https://lendb.ai/lo/david-derose-1401494",
  "loan_officer": {
    "nmls_id": 1401494,
    "slug": "david-derose-1401494",
    "canonical_url": "https://lendb.ai/lo/david-derose-1401494",
    "md_url": "https://lendb.ai/lo/david-derose-1401494.md",
    "json_url": "https://lendb.ai/lo/david-derose-1401494.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1401494",
    "full_name": {
      "value": "Dave DeRose",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/dave-derose-1401494",
      "verified_at": "2026-10-09"
    },
    "first_name": "Dave",
    "last_name": "DeRose",
    "headshot_url": {
      "value": "https://img.fairway.com/images/head_shot/dave-derose-1401494.png?fwy_Id=91c8e216-5f88-4b83-8257-60ee9f6afbbd",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/dave-derose-1401494",
      "verified_at": "2026-10-09"
    },
    "bio": null,
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/dave-derose-1401494",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/dave-derose-1401494",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 4,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 2289,
      "lender_name": "Fairway Independent Mortgage Corporation",
      "lender_slug": "fairway-independent-mortgage-2289",
      "branch_city": "Naperville",
      "branch_state": "IL",
      "branch_zip": "60564",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.fairway.com/lo/dave-derose-1401494",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/dave-derose-1401494",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2289,
        "lender_name": "Fairway Independent Mortgage Corporation",
        "lender_slug": "fairway-independent-mortgage-2289",
        "branch_city": "Naperville",
        "branch_state": "IL",
        "branch_zip": "60564",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.fairway.com/lo/dave-derose-1401494",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/dave-derose-1401494",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO100742",
        "status": "expired",
        "issued_at": "2022-01-19",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "AR",
        "license_type": "state_license",
        "license_number": "1401494TemporarayAuthority",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/dave-derose-1401494",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 16:48:51.63749+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/david-derose-1401494#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/dave-derose-1401494",
      "verified_at": "2026-10-09"
    }
  }
}