---
canonical_url: https://lendb.ai/lo/david-eaton-2095536
json_url: https://lendb.ai/lo/david-eaton-2095536.json
nmls_id: 2095536
last_verified: 2026-10-09
---

# David Eaton

Mortgage Banker at Total Mortgage Services, South Portland, ME. NMLS ID 2095536 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2095536)).

**Summary:** David Eaton (NMLS 2095536) is Mortgage Banker at Total Mortgage Services, based in South Portland, ME. Focus areas shown on the lender page: FHA loan and 2 to 4 unit property. Licensed since 2021 (per Florida records). States 38 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 38 (source: https://www.totalmortgage.com/bankers/david-eaton, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/david-eaton
- **2 to 4 unit property** (`multi-family-2-4`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/david-eaton

## About

David has over 38 years of commercial real estate financing experience and contributed to $250+ million in loans across New England. He specializes in FHA and multi-family housing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 38. Source: https://www.totalmortgage.com/bankers/david-eaton, verified 2026-10-09.
- credential: HUD-approved underwriter. Source: https://www.totalmortgage.com/bankers/david-eaton, verified 2026-10-09.
- education: Master's degree in Real Estate Development from MIT, Bachelor's in Urban Studies from Yale University. Source: https://www.totalmortgage.com/bankers/david-eaton, verified 2026-10-09.
- community: Served five years on Portland planning board. Source: https://www.totalmortgage.com/bankers/david-eaton, verified 2026-10-09.
- service_area: New England, including healthcare and senior housing sectors. Source: https://www.totalmortgage.com/bankers/david-eaton, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO91284 | expired | confirmed | 2021-07-14 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), South Portland, ME. Source: https://www.totalmortgage.com/bankers/david-eaton, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2095536

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/david-eaton
- Email on file: shown at https://lendb.ai/lo/david-eaton-2095536#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2095536
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/david-eaton

Cite as: David Eaton (NMLS 2095536), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/david-eaton-2095536, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._