--- canonical_url: https://lendb.ai/lo/david-fallarino-673167 json_url: https://lendb.ai/lo/david-fallarino-673167.json nmls_id: 673167 last_verified: 2026-10-26 --- # David Fallarino Senior Vice President at Cliffco, Inc., Uniondale, NY. NMLS ID 673167 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/673167)). David Fallarino (NMLS 673167) is a Senior Vice President at Cliffco, Inc. in Uniondale, New York, licensed in Florida since 2024 and in Texas, New York, California and 3 more states. David's own profile lists self-employed as a focus, and David works at an FHA-approved lender, per HUD. **Summary:** David Fallarino (NMLS 673167) is Senior Vice President at Cliffco, Inc., based in Uniondale, NY. Licensed in 7 states confirmed with state regulators: Florida, Texas, New York, California, Connecticut, Maryland and Pennsylvania. Also lists Arizona, North Carolina, New Jersey, South Carolina, Virginia and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed. Earliest state license record: January 26, 2024 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-26. ## Quick answers ### Is David licensed in New York? Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 12 other states on file for David. Source: https://www.dfs.ny.gov/. ### Does David list self-employed as a focus? David's profile lists self-employed as a focus (from their lender profile page). Source: https://cliffcomortgage.com/dfallarino/. ### What lender does David work for, and is it FHA-approved? Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://cliffcomortgage.com/dfallarino/. ### How long has David been licensed? The earliest state license record LenDb holds for David is from January 26, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. David states 20 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: January 26, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://cliffcomortgage.com/dfallarino/, verified 2026-10-15) - Also licensed as (state regulator records, same NMLS ID): David M. Fallarino (CA, CT, FL, MD, NY, PA, TX, as of 2026-10-26) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), New York (NY, confirmed), Arizona (AZ, lender_reported), California (CA DFPI, confirmed), Connecticut (CT, confirmed), Maryland (MD, confirmed), North Carolina (NC, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.80, verified 2026-10-21. Source: https://cliffcomortgage.com/dfallarino/ ## Facts from the lender page and intro - years_experience: 20+. Source: https://cliffcomortgage.com/dfallarino/, verified 2026-10-15. - role: Leads The Fallarino Group origination team. Source: https://cliffcomortgage.com/dfallarino/, verified 2026-10-15. - other: Over $3 billion in closed loan volume. Source: https://cliffcomortgage.com/dfallarino/, verified 2026-10-15. - community: Involved in community events. Source: https://cliffcomortgage.com/dfallarino/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO125671 | active | confirmed | 2024-01-26 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-02-06 | state_regulator | 2026-10-13 | | NY | New York regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-14 | | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI673167 | active | confirmed | 2024-12-11 | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-673167 | active | confirmed | | state_regulator | 2026-10-15 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NJ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | PA | Pennsylvania regulator | state_license | 107640 | active | confirmed | | state_regulator | 2026-10-16 | | SC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Cliffco, Inc. (NMLS 65328), Uniondale, NY. Source: https://cliffcomortgage.com/dfallarino/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/673167 ## Contact - linkedin_url: https://www.linkedin.com/in/davidfallarino/ (source: lender_site, verified 2026-10-15) - View profile at Cliffco, Inc.: https://cliffcomortgage.com/dfallarino/ - Office phone and Email on file: shown at https://lendb.ai/lo/david-fallarino-673167#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/673167 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dfs.ny.gov/ - lender_site: https://cliffcomortgage.com/dfallarino/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://data.pa.gov/d/tyxc-jyug - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: David Fallarino (NMLS 673167), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/david-fallarino-673167, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._