---
canonical_url: https://lendb.ai/lo/david-fay-513224
json_url: https://lendb.ai/lo/david-fay-513224.json
nmls_id: 513224
last_verified: 2026-10-09
---

# David Fay

Senior Loan Officer at CrossCountry Mortgage, Lexington, MA. NMLS ID 513224 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/513224)).

**Summary:** David Fay (NMLS 513224) is Senior Loan Officer at CrossCountry Mortgage, based in Lexington, MA. Licensed in Pennsylvania, confirmed with the state regulator (license 112707). Also lists Connecticut, Massachusetts, North Carolina, New Hampshire, New Jersey, Rhode Island and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Jumbo loan and Physician and medical professional. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://crosscountrymortgage.com/lexington-ma-4841/david-fay/, verified 2026-10-09)
- Licensed in: Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), North Carolina (NC, lender_reported), New Hampshire (NH, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, confirmed), Rhode Island (RI, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lexington-ma-4841/david-fay/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lexington-ma-4841/david-fay/
- **Physician and medical professional** (`physician`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lexington-ma-4841/david-fay/

## About

David has been helping homebuyers in New England and nationwide for more than 25 years. He specializes in conventional, jumbo, VA, FHA, and niche loan programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://crosscountrymortgage.com/lexington-ma-4841/david-fay/, verified 2026-10-09.
- service_area: New England and nationwide. Source: https://crosscountrymortgage.com/lexington-ma-4841/david-fay/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | 112707 | active | confirmed |  | state_regulator | 2026-10-09 |
| RI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Lexington, MA. Source: https://crosscountrymortgage.com/lexington-ma-4841/david-fay/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/513224

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/lexington-ma-4841/david-fay/
- Email on file: shown at https://lendb.ai/lo/david-fay-513224#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/513224
- lender_site: https://crosscountrymortgage.com/lexington-ma-4841/david-fay/
- state_regulator: https://data.pa.gov/d/tyxc-jyug

Cite as: David Fay (NMLS 513224), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/david-fay-513224, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._