---
canonical_url: https://lendb.ai/lo/david-frankel-2113776
json_url: https://lendb.ai/lo/david-frankel-2113776.json
nmls_id: 2113776
last_verified: 2026-10-10
---

# David Frankel

Branch Manager at AnnieMac Home Mortgage, Warwick, RI. NMLS ID 2113776 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2113776)).

**Summary:** David Frankel (NMLS 2113776) is Branch Manager at AnnieMac Home Mortgage, based in Warwick, RI. Licensed in Florida, confirmed with the state regulator (license LO146878). Also lists Colorado, Connecticut, Massachusetts, New Hampshire and Rhode Island on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Non-QM loan, Real estate investor and VA loan. Speaks Spanish. Licensed since 2026 (per Florida records). Last verified 2026-10-10.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, lender_reported), Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), New Hampshire (NH, lender_reported), Rhode Island (RI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-10. Source: https://annie-mac.com/lo/davidfrankel/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.90, verified 2026-10-10. Source: https://annie-mac.com/lo/davidfrankel/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-10. Source: https://annie-mac.com/lo/davidfrankel/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-10. Source: https://annie-mac.com/lo/davidfrankel/

## About

David has over 20 years of real estate experience, including property management and project management. He specializes in purchases and refinances for conventional, FHA/VA, and non-QM loans, as well as investment property purchases.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: over 20. Source: https://annie-mac.com/lo/davidfrankel/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146878 | active | confirmed | 2026-04-16 | state_regulator | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| RI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: AnnieMac Home Mortgage (NMLS 338923), Warwick, RI. Source: https://annie-mac.com/lo/davidfrankel/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2113776

## Contact

- linkedin_url: https://www.linkedin.com/in/david-frankel-8b1b265/ (source: lender_site, verified 2026-10-10)
- View profile at AnnieMac Home Mortgage: https://annie-mac.com/lo/davidfrankel/
- Email on file: shown at https://lendb.ai/lo/david-frankel-2113776#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2113776
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://annie-mac.com/lo/davidfrankel/

Cite as: David Frankel (NMLS 2113776), AnnieMac Home Mortgage. LenDb.ai, https://lendb.ai/lo/david-frankel-2113776, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._