---
canonical_url: https://lendb.ai/lo/david-guzman-1523760
json_url: https://lendb.ai/lo/david-guzman-1523760.json
nmls_id: 1523760
last_verified: 2026-10-24
---

# David Guzman

Loan officer at E Mortgage Capital, Inc.. NMLS ID 1523760 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1523760)).

David Guzman (NMLS 1523760) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Texas, Connecticut, Missouri and 3 more states.

**Summary:** David Guzman (NMLS 1523760) is a loan officer at E Mortgage Capital, Inc.. Licensed in 6 states confirmed with state regulators: Texas, Connecticut, Missouri, Arkansas, Oregon and California. Earliest state license record: September 21, 2016 (Wisconsin), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is David licensed in Texas?

Yes. Texas regulator records list a license as active, first effective March 25, 2026 (verified 2026-10-13). LenDb has 5 other states on file for David. Source: https://www.sml.texas.gov/.

### What lender does David work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has David been licensed?

The earliest state license record LenDb holds for David is from September 21, 2016 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: September 21, 2016 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): David A. Guzman (AR, CA, CT, FL, IA, MO, OR, TX, as of 2026-10-22)
- Licensed in: Texas (TX, confirmed), Connecticut (CT, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO44312 | expired | confirmed | 2017-06-12 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-03-25 | state_regulator | 2026-10-13 |
| CT | Connecticut regulator | state_license | LO-1523760 | active | confirmed |  | state_regulator | 2026-10-15 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 28744 | expired | confirmed | 2017-03-14 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-04-07 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1523760 | expired | confirmed | 2016-09-21 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1523760 | active | confirmed | 2016-12-21 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1523760

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1523760
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/

Cite as: David Guzman (NMLS 1523760), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/david-guzman-1523760, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._