{
  "canonical_url": "https://lendb.ai/lo/david-harrelson-2819765",
  "lede": {
    "text": "David K. Harrelson (NMLS 2819765) is a Sr. Mortgage Loan Originator at ENSURE HOME LOANS LLC, licensed in Illinois since 2026 and in Florida, Texas and Pennsylvania. David's own profile lists non-QM loan, refinance and VA loan as a focus.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is David licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO149620 as active, first effective July 20, 2026 (verified 2026-10-15). LenDb has 5 other states on file for David.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does David do non-QM loans?",
      "a": "David's profile lists non-QM loan as a focus (from their lender profile page). It also lists refinance, VA loan and FHA loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does David work for?",
      "a": "ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has David been licensed?",
      "a": "The earliest state license record LenDb holds for David is from June 17, 2026 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. David states 35 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Illinois state regulator",
      "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
      "verified_at": "2026-10-28"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2819765,
    "slug": "david-harrelson-2819765",
    "canonical_url": "https://lendb.ai/lo/david-harrelson-2819765",
    "md_url": "https://lendb.ai/lo/david-harrelson-2819765.md",
    "json_url": "https://lendb.ai/lo/david-harrelson-2819765.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2819765",
    "full_name": {
      "value": "David K. Harrelson",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
      "verified_at": "2026-10-15"
    },
    "first_name": "David",
    "last_name": "Harrelson",
    "headshot_url": {
      "value": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1783962092284-g1a6ak5fb.jpg",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Sr. Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en"
      ],
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 35,
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 1666674,
      "lender_name": "ENSURE HOME LOANS LLC",
      "lender_slug": "ensure-home-loans-llc-1666674",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1666674,
        "lender_name": "ENSURE HOME LOANS LLC",
        "lender_slug": "ensure-home-loans-llc-1666674",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "verified_at": "2026-10-15"
      },
      {
        "lender_nmls_id": 2412164,
        "lender_name": "ShopWise Mortgage LLC",
        "lender_slug": "shopwise-mortgage-llc-2412164",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO149620",
        "status": "active",
        "issued_at": "2026-07-20",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2026-07-13",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "122077",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "pa"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": "31.0095275",
        "status": "active",
        "issued_at": "2026-06-17",
        "source": "state_regulator",
        "source_url": "https://idfpr.illinois.gov/banks/resfin.html",
        "verified_at": "2026-10-28",
        "confidence": "confirmed",
        "regulator": "il"
      },
      {
        "state": "LA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "OK",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "refinance",
        "label": "Refinance",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.68,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.5,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/davidharrelson/",
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "35",
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-28",
    "updated_at": "2026-10-28 14:33:10.461673+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/david-harrelson-2819765#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/david-k-harrelson",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2026-06-17",
      "state": "IL"
    },
    "licensed_since": {
      "year": 2026,
      "state": "IL"
    },
    "federal_registration": null
  }
}