---
canonical_url: https://lendb.ai/lo/david-ho-1399224
json_url: https://lendb.ai/lo/david-ho-1399224.json
nmls_id: 1399224
last_verified: 2026-10-09
---

# David Ho

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA. NMLS ID 1399224 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1399224)).

**Summary:** David Ho (NMLS 1399224) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in San Francisco, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Co-op, Condo, FHA loan and Jumbo loan. Speaks Vietnamese. Licensed since 2018 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Vietnamese
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224
- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224
- **FHA loan** (`fha`): lender page, confidence 0.35, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224
- **VA loan** (`va`): lender page, confidence 0.13, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224

## About

David serves clients in San Francisco with fluency in Vietnamese and specializes in preapproval, fixed-rate mortgages, adjustable-rate mortgages, condo and co-op lending, first-time homebuyer programs, and conforming loans and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224, verified 2026-10-09.
- credential: Chase Certified in Chase Private Client Lending. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224, verified 2026-10-09.
- credential: Chase Certified in Down Payment Assistance Programs. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO50839 | expired | confirmed | 2018-02-15 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), San Francisco, CA. Source: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1399224

## Contact

- linkedin_url: https://www.linkedin.com/in/davidho415/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224
- Office phone and Email on file: shown at https://lendb.ai/lo/david-ho-1399224#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1399224
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/ca/san-francisco/3301-geary-blvd-hla-1399224

Cite as: David Ho (NMLS 1399224), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/david-ho-1399224, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._