---
canonical_url: https://lendb.ai/lo/david-hwang-248777
json_url: https://lendb.ai/lo/david-hwang-248777.json
nmls_id: 248777
last_verified: 2026-10-28
---

# David Hwang

Loan officer at Lumin Lending Inc.. NMLS ID 248777 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/248777)).

David Hwang (NMLS 248777) is a mortgage loan officer at Lumin Lending Inc., licensed in Colorado since 2021 and in Florida, Texas, California and Illinois.

**Summary:** David Hwang (NMLS 248777) is a loan officer at Lumin Lending Inc.. Licensed in 5 states confirmed with state regulators: Florida, Texas, California, Colorado and Illinois. Earliest state license record: February 26, 2021 (Colorado), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is David licensed in Florida?

Yes. Florida regulator records list license LO137918 as active, first effective May 8, 2025 (verified 2026-10-15). LenDb has 4 other states on file for David. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does David work for?

Lumin Lending Inc., company NMLS 2716106, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has David been licensed?

The earliest state license record LenDb holds for David is from February 26, 2021 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=262479&contact=484744.

## At a glance

- Earliest state license record: February 26, 2021 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): David S. Hwang (AR, CA, CO, TX, as of 2026-10-20)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO137918 | active | confirmed | 2025-05-08 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2025-04-07 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 01507780 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100522004 | active | confirmed | 2021-02-26 | state_regulator | 2026-10-16 |
| AR | Arkansas regulator | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-20 |
| IL | Illinois regulator | state_license | 31.0085916 | active | confirmed | 2024-07-11 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: Lumin Lending Inc. (NMLS 2716106). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/248777

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/248777
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=262479&contact=484744
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: David Hwang (NMLS 248777), Lumin Lending Inc.. LenDb.ai, https://lendb.ai/lo/david-hwang-248777, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._