---
canonical_url: https://lendb.ai/lo/david-johnston-211851
json_url: https://lendb.ai/lo/david-johnston-211851.json
nmls_id: 211851
last_verified: 2026-10-09
---

# David Johnston

Mortgage Loan Officer at Southern Trust Mortgage, Midlothian, VA. NMLS ID 211851 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/211851)).

**Summary:** David Johnston (NMLS 211851) is Mortgage Loan Officer at Southern Trust Mortgage, based in Midlothian, VA. Lists Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 16 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 16 (source: https://www.southerntrust.com/david-johnston/, verified 2026-10-09)
- Licensed in: Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.southerntrust.com/david-johnston/

## About

David Johnston is a proud veteran with over 30 years in finance and 16+ years in mortgage lending, serving the Virginia market. He specializes in VA, FHA, USDA, conventional, and jumbo loans for first-time buyers and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 16. Source: https://www.southerntrust.com/david-johnston/, verified 2026-10-09.
- credential: Proud veteran. Source: https://www.southerntrust.com/david-johnston/, verified 2026-10-09.
- service_area: Virginia, local lender focused on Richmond and Midlothian area. Source: https://www.southerntrust.com/david-johnston/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Southern Trust Mortgage (NMLS 2921), Midlothian, VA. Source: https://www.southerntrust.com/david-johnston/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/211851

## Contact

- linkedin_url: https://www.linkedin.com/in/david-johnston-23b7795b/ (source: lender_site, verified 2026-10-09)
- View profile at Southern Trust Mortgage: https://www.southerntrust.com/david-johnston/
- Office phone and Email on file: shown at https://lendb.ai/lo/david-johnston-211851#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/211851
- lender_site: https://www.southerntrust.com/david-johnston/

Cite as: David Johnston (NMLS 211851), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/david-johnston-211851, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._