{
  "canonical_url": "https://lendb.ai/lo/david-karamitros-484346",
  "loan_officer": {
    "nmls_id": 484346,
    "slug": "david-karamitros-484346",
    "canonical_url": "https://lendb.ai/lo/david-karamitros-484346",
    "md_url": "https://lendb.ai/lo/david-karamitros-484346.md",
    "json_url": "https://lendb.ai/lo/david-karamitros-484346.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/484346",
    "full_name": {
      "value": "David Karamitros",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/davidkaramitros/",
      "verified_at": "2026-10-09"
    },
    "first_name": "David",
    "last_name": "Karamitros",
    "headshot_url": {
      "value": "https://homeownersfg.com/wp-content/uploads/2020/04/David-Karamitros_square2.png",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/davidkaramitros/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "David Karamitros is a top producer in the Southeast region with billions in closed loans. He transitioned to regional management in 2011 to serve as a leader focused on customer service, industry knowledge, and continuous improvement.",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/davidkaramitros/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Regional Manager",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/davidkaramitros/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/davidkaramitros/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 93718,
      "lender_name": "Homeowners Financial Group",
      "lender_slug": "homeowners-financial-group-93718",
      "branch_city": "Atlanta",
      "branch_state": "GA",
      "branch_zip": "30328",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homeownersfg.com/davidkaramitros/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/davidkaramitros/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 93718,
        "lender_name": "Homeowners Financial Group",
        "lender_slug": "homeowners-financial-group-93718",
        "branch_city": "Atlanta",
        "branch_state": "GA",
        "branch_zip": "30328",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homeownersfg.com/davidkaramitros/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/davidkaramitros/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/davidkaramitros/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/davidkaramitros/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2011",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/davidkaramitros/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Top Producer in the Southeast Region transitioning to Regional Manager",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/davidkaramitros/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "GA Residential Mortgage Licensee #53577, MLS-93718; licensed in Georgia and South Carolina",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/davidkaramitros/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Double major in Finance & Business Management with a minor in Communications",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/davidkaramitros/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Attributes his competitiveness and drive to involvement in sports from a young age",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/davidkaramitros/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:07:55.320719+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/david-karamitros-484346#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/davidkaramitros/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}