---
canonical_url: https://lendb.ai/lo/david-karg-664337
json_url: https://lendb.ai/lo/david-karg-664337.json
nmls_id: 664337
last_verified: 2026-10-09
---

# David Karg

Mortgage Loan Officer at TowneBank Mortgage, Raleigh, NC. NMLS ID 664337 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/664337)).

**Summary:** David Karg (NMLS 664337) is Mortgage Loan Officer at TowneBank Mortgage, based in Raleigh, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://townebankmortgage.com/officers/david-karg/, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://townebankmortgage.com/officers/david-karg/

## About

David Karg has over 20 years of mortgage and banking industry experience. As a top producing lender and 2021 Chairman's Club member, he specializes in jumbo loans and construction-to-perm loans, serving borrowers with unique lending needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://townebankmortgage.com/officers/david-karg/, verified 2026-10-09.
- credential: 2021 Chairman's Club member. Source: https://townebankmortgage.com/officers/david-karg/, verified 2026-10-09.
- community: President of the Durham-Chapel Hill 15-501 Business Leads Network. Source: https://townebankmortgage.com/officers/david-karg/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: TowneBank Mortgage (NMLS 512138), Raleigh, NC. Source: https://townebankmortgage.com/officers/david-karg/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/664337

## Contact

- linkedin_url: https://www.linkedin.com/in/david-karg-26505a24/ (source: lender_site, verified 2026-10-09)
- View profile at TowneBank Mortgage: https://townebankmortgage.com/officers/david-karg/
- Office phone and Email on file: shown at https://lendb.ai/lo/david-karg-664337#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/664337
- lender_site: https://townebankmortgage.com/officers/david-karg/

Cite as: David Karg (NMLS 664337), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/david-karg-664337, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._