---
canonical_url: https://lendb.ai/lo/david-kershaw-998019
json_url: https://lendb.ai/lo/david-kershaw-998019.json
nmls_id: 998019
last_verified: 2026-10-24
---

# David Kershaw

Loan officer at E Mortgage Capital, Inc.. NMLS ID 998019 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/998019)).

David Kershaw (NMLS 998019) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Missouri, Arkansas and California.

**Summary:** David Kershaw (NMLS 998019) is a loan officer at E Mortgage Capital, Inc.. Licensed in 3 states confirmed with state regulators: Missouri, Arkansas and California. Earliest state license record: April 14, 2016 (Iowa), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is David licensed in Missouri?

Yes. Missouri regulator records list a license as active (verified 2026-10-19). LenDb has 2 other states on file for David. Source: https://finance.mo.gov/banks-0/bank-licensee-search.

### What lender does David work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-20). Source: https://securities.arkansas.gov/loans/nmls/.

### How long has David been licensed?

The earliest state license record LenDb holds for David is from April 14, 2016 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: April 14, 2016 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): David N. Kershaw (AR, CA, IA, MO, as of 2026-10-22)
- Licensed in: Missouri (MO, confirmed), Arkansas (AR, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 26524 | expired | confirmed | 2016-04-14 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI998019 | active | confirmed | 2025-11-03 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://securities.arkansas.gov/loans/nmls/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/998019

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/998019
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfpi.ca.gov/

Cite as: David Kershaw (NMLS 998019), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/david-kershaw-998019, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._