---
canonical_url: https://lendb.ai/lo/david-krause-143768
json_url: https://lendb.ai/lo/david-krause-143768.json
nmls_id: 143768
last_verified: 2026-10-09
---

# David Krause

Sr. Loan Officer at Highlands Residential Mortgage, Rogers, AR. NMLS ID 143768 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/143768)).

**Summary:** David Krause (NMLS 143768) is Sr. Loan Officer at Highlands Residential Mortgage, based in Rogers, AR. Lists Arkansas, Missouri and Oklahoma on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Real estate investor, Renovation loan (203k / HomeStyle) and VA loan. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.highlandsmortgage.com/agents/david-krause/, verified 2026-10-09)
- Licensed in: Arkansas (AR, lender_reported), Missouri (MO, lender_reported), Oklahoma (OK, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/david-krause/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/david-krause/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/david-krause/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/david-krause/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.highlandsmortgage.com/agents/david-krause/

## About

David is a Sr Loan Officer with 20 years of mortgage banking experience at Highlands Residential. They have assembled a professional team to ensure efficient loan processing and closing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.highlandsmortgage.com/agents/david-krause/, verified 2026-10-09.
- community: Missions work in Romania including feeding, after-school programs, economic development, and bible teaching. Source: https://www.highlandsmortgage.com/agents/david-krause/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Highlands Residential Mortgage (NMLS 134871), Rogers, AR. Source: https://www.highlandsmortgage.com/agents/david-krause/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/143768

## Contact

- View profile at Highlands Residential Mortgage: https://www.highlandsmortgage.com/agents/david-krause/
- Office phone and Email on file: shown at https://lendb.ai/lo/david-krause-143768#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/143768
- lender_site: https://www.highlandsmortgage.com/agents/david-krause/

Cite as: David Krause (NMLS 143768), Highlands Residential Mortgage. LenDb.ai, https://lendb.ai/lo/david-krause-143768, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._