---
canonical_url: https://lendb.ai/lo/david-l-baker-448768
json_url: https://lendb.ai/lo/david-l-baker-448768.json
nmls_id: 448768
last_verified: 2026-10-09
---

# David L Baker

Branch Manager, Private Mortgage Banking at Wells Fargo Home Mortgage, Los Altos, CA. NMLS ID 448768 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/448768)).

**Summary:** David L Baker (NMLS 448768) is Branch Manager, Private Mortgage Banking at Wells Fargo Home Mortgage, based in Los Altos, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 29 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 29 (source: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

David has 29 years in mortgage and financial services, with 21 years at Wells Fargo managing a high-performing branch in Silicon Valley. He personally funded $2.304 billion and served 3,453 families from 2010–2025.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 29. Source: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker, verified 2026-10-09.
- years_experience: 21. Source: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker, verified 2026-10-09.
- role: Producing Branch Manager at Wells Fargo Home Mortgage. Source: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker, verified 2026-10-09.
- service_area: Silicon Valley Bay Area. Source: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker, verified 2026-10-09.
- credential: 17-time Wells Fargo President's Club member. Source: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker, verified 2026-10-09.
- credential: Ranked #1 Branch Sales Manager nationally in 2025. Source: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker, verified 2026-10-09.
- other: Personal production $2.304 billion in funded volume (2010–2025). Source: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker, verified 2026-10-09.
- other: Personally served 3,453 families from 2010–2025. Source: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Wells Fargo Home Mortgage (NMLS 399801), Los Altos, CA. Source: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/448768

## Contact

- linkedin_url: https://www.linkedin.com/in/david-baker-36692821/ (source: lender_site, verified 2026-10-09)
- View profile at Wells Fargo Home Mortgage: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker
- Office phone and Email on file: shown at https://lendb.ai/lo/david-l-baker-448768#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/448768
- lender_site: https://homeloans.wellsfargo.com/mortgage/ca/los-altos/david-l-baker

Cite as: David L Baker (NMLS 448768), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/david-l-baker-448768, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._