---
canonical_url: https://lendb.ai/lo/david-lazzaro-296844
json_url: https://lendb.ai/lo/david-lazzaro-296844.json
nmls_id: 296844
last_verified: 2026-10-26
---

# David J. Lazzaro

Loan Officer at think one mortgage inc, Newark, NJ. NMLS ID 296844 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/296844)).

Based in Newark, New Jersey, David J. Lazzaro (NMLS 296844) is a Loan Officer at think one mortgage inc, licensed in Florida since 2018 and in New York. David works at an FHA-approved lender, per HUD.

**Summary:** David J. Lazzaro (NMLS 296844) is Loan Officer at think one mortgage inc, based in Newark, NJ. Licensed in 2 states confirmed with state regulators: Florida and New York. Also lists New Jersey on the lender page (not yet checked with the state regulator). Earliest state license record: March 21, 2018 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is David licensed in New Jersey?

think one mortgage inc's page for David lists New Jersey. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 2 other states on file for David. Source: https://thinkmtg.com/lo-david-j-lazzaro/.

### What lender does David work for, and is it FHA-approved?

think one mortgage inc, company NMLS 125182, from the Newark, NJ office, per the lender's own site (verified 2026-10-26). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://thinkmtg.com/lo-david-j-lazzaro/.

### How long has David been licensed?

The earliest state license record LenDb holds for David is from March 21, 2018 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: March 21, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), New York (NY, confirmed), New Jersey (NJ, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO51829 | active | confirmed | 2018-03-21 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |
| NJ |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-26 |

## Employment history

- ? to present: think one mortgage inc (NMLS 125182), Newark, NJ. Source: https://thinkmtg.com/lo-david-j-lazzaro/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/296844

## Contact

- View profile at think one mortgage inc: https://thinkmtg.com/lo-david-j-lazzaro/
- Office phone and Email on file: shown at https://lendb.ai/lo/david-lazzaro-296844#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/296844
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://thinkmtg.com/lo-david-j-lazzaro/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: David J. Lazzaro (NMLS 296844), think one mortgage inc. LenDb.ai, https://lendb.ai/lo/david-lazzaro-296844, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._