---
canonical_url: https://lendb.ai/lo/david-martinez-2446903
json_url: https://lendb.ai/lo/david-martinez-2446903.json
nmls_id: 2446903
last_verified: 2026-10-15
---

# David Martinez

Loan officer at Zero Point Mortgage Services. NMLS ID 2446903 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2446903)).

**Summary:** David Martinez (NMLS 2446903) is a loan officer at Zero Point Mortgage Services. Lists Arizona, California, Colorado, Florida, New Mexico, Oregon, Texas and Washington on the lender page (not yet checked with the state regulator). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Florida (FL, lender_reported), New Mexico (NM, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| FL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Zero Point Mortgage Services (NMLS 1216108). Source: https://www.zpmloans.com/ZPM-Officers/david-martinez, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2446903

## Contact

- View profile at Zero Point Mortgage Services: https://www.zpmloans.com/ZPM-Officers/david-martinez
- Office phone on file: shown at https://lendb.ai/lo/david-martinez-2446903#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2446903
- lender_site: https://www.zpmloans.com/ZPM-Officers/david-martinez

Cite as: David Martinez (NMLS 2446903), Zero Point Mortgage Services. LenDb.ai, https://lendb.ai/lo/david-martinez-2446903, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._