---
canonical_url: https://lendb.ai/lo/david-martinez-torres-2679773
json_url: https://lendb.ai/lo/david-martinez-torres-2679773.json
nmls_id: 2679773
last_verified: 2026-10-31
---

# David Martinez

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2679773 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2679773)).

David Martinez (NMLS 2679773) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2025 and in Connecticut, Delaware, Arkansas and 6 more states. David's own profile lists VA loan and first-time buyer as a focus.

**Summary:** David Martinez (NMLS 2679773) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 10 states confirmed with state regulators: Florida, Connecticut, Delaware, Arkansas, Oregon, Wisconsin, California, Maryland and 2 more. Focus areas shown on the lender page: VA loan and First-time buyer. Earliest state license record: May 7, 2025 (Florida), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is David licensed in Florida?

Yes. Florida regulator records list license LO137851 as active, first effective May 7, 2025 (verified 2026-10-15). LenDb has 9 other states on file for David. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### Does David do VA loans?

David's profile lists VA loan as a focus (from their lender profile page). It also lists first-time buyer. Source: https://independencehl.com/david-martinez/.

### What lender does David work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-26). Source: https://independencehl.com/david-martinez/.

### How long has David been licensed?

The earliest state license record LenDb holds for David is from May 7, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: May 7, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): David A. Martinez Torres (AR, CA, CT, FL, MD, NV, OR, as of 2026-10-28); David Martinez Torres (IL, WI, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://independencehl.com/david-martinez/
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://independencehl.com/david-martinez/

## Facts from the lender page and intro

- education: Bachelor’s degree in Finance. Source: https://independencehl.com/david-martinez/, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO137851 | active | confirmed | 2025-05-07 | state_regulator | 2026-10-15 |
| CT | Connecticut regulator | state_license | LO-2679773 | active | confirmed |  | state_regulator | 2026-10-15 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-11-07 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 2679773 | active | confirmed | 2025-12-08 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2679773 | active | confirmed | 2025-05-30 | state_regulator | 2026-10-24 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| IL | Illinois regulator | state_license | 31.0094698 | active | confirmed | 2026-05-07 | state_regulator | 2026-10-28 |
| NV | Nevada regulator | state_license | NMLO-138827 | active | confirmed | 2025-11-11 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/david-martinez/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2679773

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/david-martinez/
- Office phone and Email on file: shown at https://lendb.ai/lo/david-martinez-torres-2679773#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2679773
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- state_regulator: https://mld.nv.gov/
- lender_site: https://independencehl.com/david-martinez/

Cite as: David Martinez (NMLS 2679773), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/david-martinez-torres-2679773, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
