{
  "canonical_url": "https://lendb.ai/lo/david-pearson-487512",
  "lede": {
    "text": "Based in Mill Creek, Washington, David Pearson (NMLS 487512) is a Factory Built Home Lending Manager at 1st Security Bank of Washington. David's focus, from their own profile, includes manufactured home.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is David licensed?",
      "a": "David works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "Does David work on manufactured home loans?",
      "a": "David's profile lists manufactured home as a focus (from their lender profile page).",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "verified_at": "2026-11-03"
    },
    {
      "q": "What lender does David work for?",
      "a": "1st Security Bank of Washington, company NMLS 761985, from the Mill Creek, WA office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How much experience does David have?",
      "a": "David states 30 years of experience.",
      "fields": [
        "years_experience"
      ],
      "source": "the loan officer's own statement",
      "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 487512,
    "slug": "david-pearson-487512",
    "canonical_url": "https://lendb.ai/lo/david-pearson-487512",
    "md_url": "https://lendb.ai/lo/david-pearson-487512.md",
    "json_url": "https://lendb.ai/lo/david-pearson-487512.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/487512",
    "full_name": {
      "value": "David Pearson",
      "source": "lender_site",
      "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "verified_at": "2026-10-16"
    },
    "first_name": "David",
    "last_name": "Pearson",
    "headshot_url": null,
    "bio": {
      "value": "David Pearson is a Factory Built Home Lending Manager in Mill Creek, WA. Their profile says they specialize in factory built home financing, with over 30 years in that work. They also serve on the Northwest Housing Association board as Finance Director since 2009.",
      "source": "lender_site",
      "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Factory Built Home Lending Manager",
      "source": "lender_site",
      "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 761985,
      "lender_name": "1st Security Bank of Washington",
      "lender_slug": "1st-security-bank-of-washington-761985",
      "branch_city": "Mill Creek",
      "branch_state": "WA",
      "branch_zip": "98012",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 761985,
        "lender_name": "1st Security Bank of Washington",
        "lender_slug": "1st-security-bank-of-washington-761985",
        "branch_city": "Mill Creek",
        "branch_state": "WA",
        "branch_zip": "98012",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.fsbwa.com/loan-officers/david-pearson",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "manufactured",
        "label": "Manufactured home",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
        "verified_at": "2026-11-03"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "application_url",
        "value": "https://mortgage.fsbwa.com/dr/c/8na87",
        "source": "lender_site",
        "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
        "verified_at": "2026-10-26"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "role",
        "value": "Finance Director on the board of directors, Northwest Housing Association (since 2009)",
        "source": "lender_site",
        "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 19:42:19.451569+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/david-pearson-487512#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.fsbwa.com/loan-officers/david-pearson",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}