---
canonical_url: https://lendb.ai/lo/david-smith-1579719
json_url: https://lendb.ai/lo/david-smith-1579719.json
nmls_id: 1579719
last_verified: 2026-10-09
---

# David Smith

Outside Loan Originator at CrossCountry Mortgage, Syracuse, NY. NMLS ID 1579719 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1579719)).

**Summary:** David Smith (NMLS 1579719) is Outside Loan Originator at CrossCountry Mortgage, based in Syracuse, NY. Lists New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Renovation loan (203k / HomeStyle) and VA loan. States 10 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 10 (source: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/, verified 2026-10-09)
- Licensed in: New York (NY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/

## About

David has 10 years of mortgage industry experience and specializes in first-time homebuyers, VA and renovation loans. He emphasizes clear communication and personalized coaching throughout the financing process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10. Source: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/, verified 2026-10-09.
- role: basketball coach for over 15 years. Source: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/, verified 2026-10-09.
- role: Founder of Mohawk Valley Sports Charities. Source: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/, verified 2026-10-09.
- community: founded and manages Mohawk Valley Sports Charities. Source: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Syracuse, NY. Source: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1579719

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/
- Office phone and Email on file: shown at https://lendb.ai/lo/david-smith-1579719#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1579719
- lender_site: https://crosscountrymortgage.com/syracuse-ny-3174/david-smith/

Cite as: David Smith (NMLS 1579719), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/david-smith-1579719, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._