---
canonical_url: https://lendb.ai/lo/david-smith-1943115
json_url: https://lendb.ai/lo/david-smith-1943115.json
nmls_id: 1943115
last_verified: 2026-10-09
---

# David Smith

Mortgage Loan Officer at Loan Factory, TX. NMLS ID 1943115 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1943115)).

**Summary:** David Smith (NMLS 1943115) is Mortgage Loan Officer at Loan Factory, based in Texas. Lists Texas on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/david-smith-1943115, verified 2026-10-09)
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

David Smith is a seasoned real estate professional with over 20 years of experience. He specializes in helping first-time homebuyers, investors, and families navigate mortgage lending with a client-centric approach.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/david-smith-1943115, verified 2026-10-09.
- community: Volunteers with charitable organizations and community initiatives. Source: https://www.loanfactory.com/mortgage-expert/david-smith-1943115, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), TX. Source: https://www.loanfactory.com/mortgage-expert/david-smith-1943115, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1943115

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/david-smith-1943115

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1943115
- lender_site: https://www.loanfactory.com/mortgage-expert/david-smith-1943115

Cite as: David Smith (NMLS 1943115), Loan Factory. LenDb.ai, https://lendb.ai/lo/david-smith-1943115, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._