---
canonical_url: https://lendb.ai/lo/david-toaff-1065782
json_url: https://lendb.ai/lo/david-toaff-1065782.json
nmls_id: 1065782
last_verified: 2026-10-09
---

# David Toaff

Loan Officer at First Home Mortgage, Baltimore, MD. NMLS ID 1065782 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1065782)).

**Summary:** David Toaff (NMLS 1065782) is Loan Officer at First Home Mortgage, based in Baltimore, MD. Licensed in Pennsylvania, confirmed with the state regulator (license 62292). Also lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Pennsylvania (PA, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

David Toaff is a highly ambitious, thorough, and responsive Loan Officer working out of the Corporate office. He builds personal relationships with clients and referral partners, is readily available seven days a week, and prioritizes customer service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Works out of the Corporate office. Source: https://firsthome.com/loan-officers/david-toaff/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO126118 | expired | confirmed | 2024-02-14 | state_regulator | 2026-10-09 |
| PA | state_license | 62292 | active | confirmed |  | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Home Mortgage (NMLS 71603), Baltimore, MD. Source: https://firsthome.com/loan-officers/david-toaff/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1065782

## Contact

- View profile at First Home Mortgage: https://firsthome.com/loan-officers/david-toaff/
- Office phone and Email on file: shown at https://lendb.ai/lo/david-toaff-1065782#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1065782
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://firsthome.com/loan-officers/david-toaff/

Cite as: David Toaff (NMLS 1065782), First Home Mortgage. LenDb.ai, https://lendb.ai/lo/david-toaff-1065782, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._