---
canonical_url: https://lendb.ai/lo/david-todd-1945764
json_url: https://lendb.ai/lo/david-todd-1945764.json
nmls_id: 1945764
last_verified: 2026-10-15
---

# David Todd

Mortgage Loan Originator at MortgageOne, Inc.. NMLS ID 1945764 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1945764)).

**Summary:** David Todd (NMLS 1945764) is Mortgage Loan Originator at MortgageOne, Inc.. Licensed in 2 states confirmed with state regulators: Texas and California. Earliest state license record: December 30, 2020 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: December 30, 2020 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), California (CA, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

David has a real estate background and an MBA from UCLA Anderson with a real estate focus. They aim to help clients reach home ownership or investment goals.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- education: BYU finance undergraduate degree. Source: https://www.mortgageonehomeloans.com/staff-member/david-todd/, verified 2026-10-15.
- education: MBA from UCLA Anderson School of Management, focus on real estate. Source: https://www.mortgageonehomeloans.com/staff-member/david-todd/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO122721 | expired | confirmed | 2023-09-05 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2020-12-30 | state_regulator | 2026-10-13 |
| CA | state_license | 01910014 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: MortgageOne, Inc. (NMLS 898812). Source: https://www.mortgageonehomeloans.com/staff-member/david-todd/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1945764

## Contact

- View profile at MortgageOne, Inc.: https://www.mortgageonehomeloans.com/staff-member/david-todd/
- Office phone and Email on file: shown at https://lendb.ai/lo/david-todd-1945764#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1945764
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- lender_site: https://www.mortgageonehomeloans.com/staff-member/david-todd/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: David Todd (NMLS 1945764), MortgageOne, Inc.. LenDb.ai, https://lendb.ai/lo/david-todd-1945764, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._