---
canonical_url: https://lendb.ai/lo/david-toledo-28440
json_url: https://lendb.ai/lo/david-toledo-28440.json
nmls_id: 28440
last_verified: 2026-10-09
---

# David Toledo

Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Bronx, NY. NMLS ID 28440 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/28440)).

**Summary:** David Toledo (NMLS 28440) is Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Bronx, NY. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Co-op, Condo, FHA loan and Self-employed. Speaks Spanish. States 24 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 24 (source: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440
- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440
- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440

## About

David serves New York and Connecticut with 24 years of experience and specializes in lending to self-employed clients, condo and co-op lending, and first-time homebuyer programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 24. Source: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440, verified 2026-10-09.
- service_area: New York and Connecticut. Source: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Bronx, NY. Source: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/28440

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440
- Office phone and Email on file: shown at https://lendb.ai/lo/david-toledo-28440#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/28440
- lender_site: https://homelendingadvisor.chase.com/ny/bronx/2725-e-tremont-ave-hla-28440

Cite as: David Toledo (NMLS 28440), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/david-toledo-28440, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._