---
canonical_url: https://lendb.ai/lo/david-tran-1981499
json_url: https://lendb.ai/lo/david-tran-1981499.json
nmls_id: 1981499
last_verified: 2026-10-09
---

# David Tran

Mortgage Loan Officer at Loan Factory. NMLS ID 1981499 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1981499)).

**Summary:** David Tran (NMLS 1981499) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO121203). Also lists California, Colorado and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Colorado (CO, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/david-tran-1981499

## About

David Tran is a mortgage broker specializing in helping homebuyers, homeowners, and real estate investors. He has a background in real estate, finance, and business strategy, plus an MBA from Belmont University and U.S. Army service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: MBA from Belmont University. Source: https://www.loanfactory.com/mortgage-expert/david-tran-1981499, verified 2026-10-09.
- role: U.S. Army veteran, Apache helicopter armament specialist. Source: https://www.loanfactory.com/mortgage-expert/david-tran-1981499, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121203 | active | confirmed | 2023-06-30 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/david-tran-1981499, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1981499

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/david-tran-1981499

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1981499
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/david-tran-1981499

Cite as: David Tran (NMLS 1981499), Loan Factory. LenDb.ai, https://lendb.ai/lo/david-tran-1981499, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._