---
canonical_url: https://lendb.ai/lo/david-young-222107
json_url: https://lendb.ai/lo/david-young-222107.json
nmls_id: 222107
last_verified: 2026-10-09
---

# Dave Young

Branch Manager at Guild Mortgage, Midvale, UT. NMLS ID 222107 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/222107)).

**Summary:** Dave Young (NMLS 222107) is Branch Manager at Guild Mortgage, based in Midvale, UT. Lists Idaho, Oregon and Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan and Down payment assistance. Licensed since 2020 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Licensed in: Idaho (ID, lender_reported), Oregon (OR, lender_reported), Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/ut/midvale/dave-young-931-hpdy.html
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.24, verified 2026-10-09. Source: https://branches.guildmortgage.com/ut/midvale/dave-young-931-hpdy.html

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO77531 | expired | confirmed | 2020-11-19 | state_regulator | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Midvale, UT. Source: https://branches.guildmortgage.com/ut/midvale/dave-young-931-hpdy.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/222107

## Contact

- linkedin_url: https://www.linkedin.com/in/daveyounghomeloanspecialist/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/ut/midvale/dave-young-931-hpdy.html
- Office phone and Email on file: shown at https://lendb.ai/lo/david-young-222107#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/222107
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://branches.guildmortgage.com/ut/midvale/dave-young-931-hpdy.html

Cite as: Dave Young (NMLS 222107), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/david-young-222107, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._