---
canonical_url: https://lendb.ai/lo/davide-ragosta-819762
json_url: https://lendb.ai/lo/davide-ragosta-819762.json
nmls_id: 819762
last_verified: 2026-10-09
---

# David Ragosta

Producing Area Manager at CrossCountry Mortgage, Charlotte, NC. NMLS ID 819762 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/819762)).

**Summary:** David Ragosta (NMLS 819762) is Producing Area Manager at CrossCountry Mortgage, based in Charlotte, NC. Licensed in Florida, confirmed with the state regulator (license LO87380). Also lists Georgia, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, Real estate investor, VA loan and First-time buyer. Speaks Italian. Earliest state license record: May 10, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 10, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Italian
- Profile: unclaimed
- Status: active

## Specialties

- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/charlotte-nc-4562/davide-ragosta/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/charlotte-nc-4562/davide-ragosta/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/charlotte-nc-4562/davide-ragosta/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/charlotte-nc-4562/davide-ragosta/

## About

Originally from Naples, Italy, David supports his local Charlotte, NC community. He specializes in working with first-time homebuyers and investment property investors, offering conventional, jumbo, FHA, VA and Non-QM loan programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Supports Habitat for Humanity, Special Olympics, and Second Harvest Food Bank. Source: https://crosscountrymortgage.com/charlotte-nc-4562/davide-ragosta/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO87380 | active | confirmed | 2021-05-10 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Charlotte, NC. Source: https://crosscountrymortgage.com/charlotte-nc-4562/davide-ragosta/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/819762

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/charlotte-nc-4562/davide-ragosta/
- Office phone and Email on file: shown at https://lendb.ai/lo/davide-ragosta-819762#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/819762
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/charlotte-nc-4562/davide-ragosta/

Cite as: David Ragosta (NMLS 819762), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/davide-ragosta-819762, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._