---
canonical_url: https://lendb.ai/lo/dawilsa-urena-2163834
json_url: https://lendb.ai/lo/dawilsa-urena-2163834.json
nmls_id: 2163834
last_verified: 2026-10-09
---

# Dawilsa Urena

Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Union City, NJ. NMLS ID 2163834 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2163834)).

**Summary:** Dawilsa Urena (NMLS 2163834) is Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Union City, NJ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer, Down payment assistance, FHA loan and VA loan. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/nj/union-city/3196-kennedy-blvd-hla-2163834
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/nj/union-city/3196-kennedy-blvd-hla-2163834
- **FHA loan** (`fha`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/nj/union-city/3196-kennedy-blvd-hla-2163834
- **VA loan** (`va`): lender page, confidence 0.29, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/nj/union-city/3196-kennedy-blvd-hla-2163834

## About

Fluent in Spanish, Dawilsa serves the Mount Vernon, NY area and specializes in preapproval, low-to-moderate income lending programs, and first-time homebuyer programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Mount Vernon, NY. Source: https://homelendingadvisor.chase.com/nj/union-city/3196-kennedy-blvd-hla-2163834, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Union City, NJ. Source: https://homelendingadvisor.chase.com/nj/union-city/3196-kennedy-blvd-hla-2163834, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2163834

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/nj/union-city/3196-kennedy-blvd-hla-2163834
- Office phone and Email on file: shown at https://lendb.ai/lo/dawilsa-urena-2163834#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2163834
- lender_site: https://homelendingadvisor.chase.com/nj/union-city/3196-kennedy-blvd-hla-2163834

Cite as: Dawilsa Urena (NMLS 2163834), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/dawilsa-urena-2163834, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._