--- canonical_url: https://lendb.ai/lo/deanna-rivera-327112 json_url: https://lendb.ai/lo/deanna-rivera-327112.json nmls_id: 327112 last_verified: 2026-10-15 --- # DeAnna Rivera Branch Manager, VP at Lower, Fort Myers, FL. NMLS ID 327112 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/327112)). **Summary:** DeAnna Rivera (NMLS 327112) is Branch Manager, VP at Lower, based in Fort Myers, FL. Licensed in Florida, confirmed with the state regulator (license LO4477). Also lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and Self-employed. Lower also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Renovation loan (203k / HomeStyle) and 3 more (a lender program, not confirmed as their own focus). Earliest state license record: March 23, 2011 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-15. ## At a glance - Earliest state license record: March 23, 2011 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://www.lower.com/loan-officers/florida/fort-myers/deanna-rivera, verified 2026-10-10) - Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-10. Source: https://www.lower.com/loan-officers/florida/fort-myers/deanna-rivera - **Real estate investor** (`investor`): from their lender profile page, confidence 0.60, verified 2026-10-10. Source: https://www.lower.com/loan-officers/florida/fort-myers/deanna-rivera - **Self-employed** (`self-employed`): from their lender profile page, confidence 0.60, verified 2026-10-10. Source: https://www.lower.com/loan-officers/florida/fort-myers/deanna-rivera ### Their lender offers (lender level: Lower's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.lower.com - **HELOC** (`heloc`): verified 2026-10-10. Source: https://www.lower.com - **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.lower.com - **Non-QM loan** (`non-qm`): verified 2026-10-10. Source: https://www.lower.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.lower.com - **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.lower.com - **VA loan** (`va`): verified 2026-10-10. Source: https://www.lower.com - **Vacation home** (`vacation-home`): verified 2026-10-10. Source: https://www.lower.com ## About DeAnna Rivera has over 20 years in mortgage lending, including loan officer and branch manager roles, and works with buyers and real estate partners across Florida. Source: LenDb summary of the lender page, verified 2026-10-10. ## Facts from the lender page and intro - years_experience: 20. Source: https://www.lower.com/loan-officers/florida/fort-myers/deanna-rivera, verified 2026-10-10. - service_area: Florida. Source: https://www.lower.com/loan-officers/florida/fort-myers/deanna-rivera, verified 2026-10-10. - role: Has served as both loan officer and branch manager. Source: https://www.lower.com/loan-officers/florida/fort-myers/deanna-rivera, verified 2026-10-10. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO4477 | active | confirmed | 2011-03-23 | state_regulator | 2026-10-15 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | ## Employment history - ? to present: Lower (NMLS 1124061), Fort Myers, FL. Source: https://www.lower.com/loan-officers/florida/fort-myers/deanna-rivera, verified 2026-10-10. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/327112 ## Contact - linkedin_url: https://www.linkedin.com/in/deanna-adinolfo-rivera-a868588/ (source: lender_site, verified 2026-10-10) - View profile at Lower: https://www.lower.com/loan-officers/florida/fort-myers/deanna-rivera - Email on file: shown at https://lendb.ai/lo/deanna-rivera-327112#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/327112 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.lower.com/loan-officers/florida/fort-myers/deanna-rivera - lender_site (lender programs): https://www.lower.com - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: DeAnna Rivera (NMLS 327112), Lower. LenDb.ai, https://lendb.ai/lo/deanna-rivera-327112, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._