{
  "canonical_url": "https://lendb.ai/lo/deb-thormahlen-886146",
  "lede": {
    "text": "Deb Thormahlen, NMLS 886146, works as a mortgage loan officer at Plains Commerce Bank in Watertown, South Dakota.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Deb licensed?",
      "a": "Deb works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "What lender does Deb work for?",
      "a": "Plains Commerce Bank, company NMLS 463950, from the Watertown, SD office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How much experience does Deb have?",
      "a": "Deb states 30 years of experience.",
      "fields": [
        "years_experience"
      ],
      "source": "the loan officer's own statement",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 886146,
    "slug": "deb-thormahlen-886146",
    "canonical_url": "https://lendb.ai/lo/deb-thormahlen-886146",
    "md_url": "https://lendb.ai/lo/deb-thormahlen-886146.md",
    "json_url": "https://lendb.ai/lo/deb-thormahlen-886146.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/886146",
    "full_name": {
      "value": "Deb Thormahlen",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "verified_at": "2026-10-16"
    },
    "first_name": "Deb",
    "last_name": "Thormahlen",
    "headshot_url": {
      "value": "https://www.plainscommerce.com/assets/general-uploads/team/_213x213_crop_top-center_none/Thormahlen-6-copy2.jpg",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Deb Thormahlen is an AVP/Retail Banker in Watertown, SD. They have more than 30 years in consumer banking, 25 of them at Plains Commerce Bank. Their page says they enjoy camping, fishing and going to rodeos in their free time.",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "AVP/Retail Banker",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 463950,
      "lender_name": "Plains Commerce Bank",
      "lender_slug": "plains-commerce-bank-463950",
      "branch_city": "Watertown",
      "branch_state": "SD",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 463950,
        "lender_name": "Plains Commerce Bank",
        "lender_slug": "plains-commerce-bank-463950",
        "branch_city": "Watertown",
        "branch_state": "SD",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "years_experience",
        "value": "25 years with Plains Commerce Bank",
        "source": "lender_site",
        "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 06:07:58.532284+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/deb-thormahlen-886146#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.plainscommerce.com/community-banking/our-people/deb-thormahlen",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}