---
canonical_url: https://lendb.ai/lo/debbi-galvan-190282
json_url: https://lendb.ai/lo/debbi-galvan-190282.json
nmls_id: 190282
last_verified: 2026-10-09
---

# Debbi Galvan

Loan Officer at Xpert Home Lending, CA. NMLS ID 190282 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/190282)).

**Summary:** Debbi Galvan (NMLS 190282) is Loan Officer at Xpert Home Lending, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor, Self-employed, HELOC and Asset-based qualifying. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **HELOC** (`heloc`): lender page, confidence 0.85, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **Asset-based qualifying** (`asset-based`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **Bank statement loan** (`bank-statement`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **DSCR loan** (`dscr`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **ITIN borrower** (`itin`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **Reverse mortgage** (`reverse`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/deborah-galvan

## About

Debbi is an experienced Mortgage Broker serving homeowners and homebuyers throughout California, specializing in first-time buyers, self-employed business owners with complex tax returns, and real estate investors building portfolios.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Mortgage Broker. Source: https://xperthomelending.com/loan-directory/deborah-galvan, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191), CA. Source: https://xperthomelending.com/loan-directory/deborah-galvan, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/190282

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/deborah-galvan
- Office phone on file: shown at https://lendb.ai/lo/debbi-galvan-190282#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/190282
- lender_site: https://xperthomelending.com/loan-directory/deborah-galvan

Cite as: Debbi Galvan (NMLS 190282), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/debbi-galvan-190282, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._