---
canonical_url: https://lendb.ai/lo/debbie-mishko-109688
json_url: https://lendb.ai/lo/debbie-mishko-109688.json
nmls_id: 109688
last_verified: 2026-10-09
---

# Debbie Mishko

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 109688 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109688)).

**Summary:** Debbie Mishko (NMLS 109688) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. States 37 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 37 (source: https://www.empirehomeloans.com/team/debbiem, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Debbie has been a loan officer for 37 years. She studied Political Science at San Diego State and served in Army ROTC.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 37. Source: https://www.empirehomeloans.com/team/debbiem, verified 2026-10-09.
- education: Political Science Major at San Diego State. Source: https://www.empirehomeloans.com/team/debbiem, verified 2026-10-09.
- credential: Army ROTC and Jump Wings at Airborne School/Fort Benning Georgia. Source: https://www.empirehomeloans.com/team/debbiem, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/debbiem, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109688

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/debbiem
- Office phone and Email on file: shown at https://lendb.ai/lo/debbie-mishko-109688#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/109688
- lender_site: https://www.empirehomeloans.com/team/debbiem

Cite as: Debbie Mishko (NMLS 109688), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/debbie-mishko-109688, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._