--- canonical_url: https://lendb.ai/lo/debbie-oakland-502076 json_url: https://lendb.ai/lo/debbie-oakland-502076.json nmls_id: 502076 last_verified: 2026-10-16 --- # Debbie Oakland Mortgage Loan Advisor at Charter West Bank, Omaha, NE. NMLS ID 502076 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/502076)). Debbie Oakland, NMLS 502076, works as a Mortgage Loan Advisor at Charter West Bank in Omaha, Nebraska, serving Alaska, Alabama, Arkansas and 46 more states. **Summary:** Debbie Oakland (NMLS 502076) is Mortgage Loan Advisor at Charter West Bank, based in Omaha, NE. Lists Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware and 41 more on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 25 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Debbie licensed in Alaska? Charter West Bank's page for Debbie lists Alaska. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 48 other states on file for Debbie. Source: https://www.charterwest.com/mortgage-officers/debbie-oakland/. ### What lender does Debbie work for? Charter West Bank, company NMLS 466077, from the Omaha, NE office, per the lender's own site (verified 2026-10-16). Source: https://www.charterwest.com/mortgage-officers/debbie-oakland/. ### How much experience does Debbie have? Debbie states 25 years of experience. Source: https://www.charterwest.com/mortgage-officers/debbie-oakland/. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 25 (source: https://www.charterwest.com/mortgage-officers/debbie-oakland/, verified 2026-10-16) - Licensed in: Alaska (AK, lender_reported), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Connecticut (CT, lender_reported), Delaware (DE, lender_reported), Florida (FL, lender_reported), Georgia (GA, lender_reported), Hawaii (HI, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Montana (MT, lender_reported), North Carolina (NC, lender_reported), North Dakota (ND, lender_reported), New Hampshire (NH, lender_reported), New Jersey (NJ, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), New York (NY, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), Rhode Island (RI, lender_reported), South Carolina (SC, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Virginia (VA, lender_reported), Vermont (VT, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported), West Virginia (WV, lender_reported), Wyoming (WY, lender_reported) - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: 25. Source: https://www.charterwest.com/mortgage-officers/debbie-oakland/, verified 2026-10-16. - other: lived and worked in Nebraska and North Dakota. Source: https://www.charterwest.com/mortgage-officers/debbie-oakland/, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | AK | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | AL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | AR | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | CA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | CO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | CT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | DE | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | FL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | HI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | IA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | ID | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | IL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | IN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | KS | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | KY | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | LA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MD | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | ME | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MS | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | MT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | ND | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NJ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NM | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NV | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | NY | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | OH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | OK | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | OR | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | PA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | RI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | SC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | SD | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | TN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | TX | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | UT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | VA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | VT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WV | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | | WY | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-16 | ## Employment history - ? to present: Charter West Bank (NMLS 466077), Omaha, NE. Source: https://www.charterwest.com/mortgage-officers/debbie-oakland/, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/502076 ## Contact - View profile at Charter West Bank: https://www.charterwest.com/mortgage-officers/debbie-oakland/ - Office phone and Email on file: shown at https://lendb.ai/lo/debbie-oakland-502076#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/502076 - lender_site: https://www.charterwest.com/mortgage-officers/debbie-oakland/ Cite as: Debbie Oakland (NMLS 502076), Charter West Bank. LenDb.ai, https://lendb.ai/lo/debbie-oakland-502076, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._