---
canonical_url: https://lendb.ai/lo/debora-valdes-1793296
json_url: https://lendb.ai/lo/debora-valdes-1793296.json
nmls_id: 1793296
last_verified: 2026-10-09
---

# Debora Valdes

Branch Manager at Total Mortgage Services, Milford, CT. NMLS ID 1793296 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1793296)).

**Summary:** Debora Valdes (NMLS 1793296) is Branch Manager at Total Mortgage Services, based in Milford, CT. Licensed in Florida, confirmed with the state regulator (license LO105917). Also lists California, Connecticut, Massachusetts, New York and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, ITIN borrower, Real estate investor and Self-employed. Speaks English, Spanish and Portuguese. Licensed since 2022 (per Florida records). States 10 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 10 (source: https://www.totalmortgage.com/bankers/debora-valdes, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), New York (NY, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish, Portuguese
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/debora-valdes
- **ITIN borrower** (`itin`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/debora-valdes
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/debora-valdes
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.totalmortgage.com/bankers/debora-valdes

## About

Originally from Brazil, Debora has over 10 years of mortgage experience and specializes in complex situations including self-employed borrowers, ITIN clients, first-time homebuyers, and investors. Fluent in English, Portuguese, and Spanish, they prioritize clear communication and problem-solving.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10. Source: https://www.totalmortgage.com/bankers/debora-valdes, verified 2026-10-09.
- education: Worked as a Mortgage Loan Processor. Source: https://www.totalmortgage.com/bankers/debora-valdes, verified 2026-10-09.
- community: Serves the Latino community through accessible communication and education. Source: https://www.totalmortgage.com/bankers/debora-valdes, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO105917 | active | confirmed | 2022-04-13 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Milford, CT. Source: https://www.totalmortgage.com/bankers/debora-valdes, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1793296

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/debora-valdes
- Email on file: shown at https://lendb.ai/lo/debora-valdes-1793296#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1793296
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/debora-valdes

Cite as: Debora Valdes (NMLS 1793296), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/debora-valdes-1793296, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._