---
canonical_url: https://lendb.ai/lo/declan-hartnett-1679954
json_url: https://lendb.ai/lo/declan-hartnett-1679954.json
nmls_id: 1679954
last_verified: 2026-10-15
---

# Declan Hartnett

Chicago Branch Manager, VP of Mortgage Lending at United Home Loans, Inc.. NMLS ID 1679954 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1679954)).

**Summary:** Declan Hartnett (NMLS 1679954) is Chicago Branch Manager, VP of Mortgage Lending at United Home Loans, Inc.. Licensed in Texas, confirmed with the state regulator. Earliest state license record: June 18, 2026 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: June 18, 2026 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Declan Hartnett is a Chicago Branch Manager and VP of Mortgage Lending. They grew up in Beverly on Chicago's Southside and played hockey at Western Michigan University while earning a marketing degree. They are a XINNIX graduate.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- education: Marketing degree, Hayworth College of Business. Source: https://www.uhloans.com/declan-hartnett/, verified 2026-10-15.
- credential: XINNIX, The Mortgage Academy of Excellence graduate. Source: https://www.uhloans.com/declan-hartnett/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2026-06-18 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: United Home Loans, Inc. (NMLS 207546). Source: https://www.uhloans.com/declan-hartnett/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1679954

## Contact

- View profile at United Home Loans, Inc.: https://www.uhloans.com/declan-hartnett/
- Email on file: shown at https://lendb.ai/lo/declan-hartnett-1679954#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1679954
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.uhloans.com/declan-hartnett/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Declan Hartnett (NMLS 1679954), United Home Loans, Inc.. LenDb.ai, https://lendb.ai/lo/declan-hartnett-1679954, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._