{
  "canonical_url": "https://lendb.ai/lo/dede-stoner-250504",
  "loan_officer": {
    "nmls_id": 250504,
    "slug": "dede-stoner-250504",
    "canonical_url": "https://lendb.ai/lo/dede-stoner-250504",
    "md_url": "https://lendb.ai/lo/dede-stoner-250504.md",
    "json_url": "https://lendb.ai/lo/dede-stoner-250504.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/250504",
    "full_name": {
      "value": "Dede Stoner",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
      "verified_at": "2026-10-09"
    },
    "first_name": "Dede",
    "last_name": "Stoner",
    "headshot_url": {
      "value": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/blds-dede-stoner.jpg",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "DeDe has 27 years of industry experience: 11 years in banking and 16 in mortgage (processing/underwriting). She holds a Bachelor's in Finance from Montana State University Billings and focuses on finding the right loan for homeownership.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 27,
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 3274,
      "lender_name": "Guild Mortgage",
      "lender_slug": "guild-mortgage-3274",
      "branch_city": "Billings",
      "branch_state": "MT",
      "branch_zip": "59102",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3274,
        "lender_name": "Guild Mortgage",
        "lender_slug": "guild-mortgage-3274",
        "branch_city": "Billings",
        "branch_state": "MT",
        "branch_zip": "59102",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
        "verified_at": "2026-10-09"
      },
      {
        "state": "WY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "27",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Bachelor's Degree in Finance from Montana State University Billings",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "16 years in mortgage industry (processing and underwriting); 11 years in banking industry",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Board of Directors for Habitat for Humanity and YWCA; sits on Capital Club Member for Montana RPAC",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "2011 Guild Top Producer for Billings; 2012 Circle of Honor (top 100 loan producers); 2012 40 under 40 Award; 2017 Billings Association of Realtors Affiliate of the Year; 2017 Billings Chamber of Comme",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 01:15:52.207885+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/dede-stoner-250504#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/mt/billings/dede-stoner-804-blds.html",
      "verified_at": "2026-10-09"
    }
  }
}