{
  "canonical_url": "https://lendb.ai/lo/dee-gonia-92686",
  "loan_officer": {
    "nmls_id": 92686,
    "slug": "dee-gonia-92686",
    "canonical_url": "https://lendb.ai/lo/dee-gonia-92686",
    "md_url": "https://lendb.ai/lo/dee-gonia-92686.md",
    "json_url": "https://lendb.ai/lo/dee-gonia-92686.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/92686",
    "full_name": {
      "value": "Dee Gonia",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/dee",
      "verified_at": "2026-10-09"
    },
    "first_name": "Dee",
    "last_name": "Gonia",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/m7UfiBRReiUskCaRVac75w/EQ5ZcH_TecBOxBnHq5jUD0Cp4t93tSJ5FFoAiuEVtHeVXTWZOwemlpL7MQ4DzbJmjKKbqM07XAn8F6WvS0YT0kw0qCcbBcIegg811i27hblU8mcQyaW2gb-cauj1M1etm2hUhtS4y-EqzoY-2LKmfaf5hv1WaRvkG6u80qxG14s/74dy21Bqz-mAhzFF9hNgCrYlF847-YXkZX7WNB3fWXI",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/dee",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Dee brings over 40 years of mortgage industry expertise across multiple roles including processor, underwriting manager, branch manager, and brokerage owner. She is known for deep knowledge of loan programs, regulatory requirements, and local housing markets.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/dee",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/dee",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/dee",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": "Fair Oaks",
      "branch_state": "CA",
      "branch_zip": "95628",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/dee",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/dee",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": "Fair Oaks",
        "branch_state": "CA",
        "branch_zip": "95628",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/dee",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/dee",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "over 4 decades",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/dee",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Recognized as one of the foremost experts in the industry for knowledge of loan programs, regulatory requirements, and local housing markets",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/dee",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Wife, mother of 2 daughters, grandmother of 2 grandsons",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/dee",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:03:28.650746+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/dee-gonia-92686#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/dee",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}